Corporate banking platforms handle long-lived relationships, complex limits, and strict operational controls.

Domain Model Essentials

  • Client hierarchy: parent/subsidiary and obligor mapping.
  • Facilities: committed/uncommitted, utilization and headroom.
  • Loans: drawdown, repayment schedules, interest accrual.
  • Collateral: eligibility, haircut, valuation refresh.

Platform Requirements

  • End-to-end lifecycle state machine.
  • Complete audit history for every decision/action.
  • Covenant monitoring with automated triggers.
  • Reconciliation across source systems and finance ledgers.

Integration Patterns

  • Event-driven updates for exposure and utilization.
  • Batch + streaming coexistence for reporting and intraday views.
  • Contract-driven APIs for product and risk engines.

References

Best Books to Read

  • The Handbook of Loan Syndications and Trading — LSTA contributors
  • Corporate Banking — Brian Coyle
  • Bank Credit Risk Management — Donald van Deventer et al.

Updated:

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